Why You Need Car Insurance

Why You Need Car Insurance

Around one in eight drivers foregoes protecting themselves and their vehicle with a car insurance policy. That’s an incredible number of drivers—and if you’re one of them, you could face financial ruin if you’re involved in an accident. Car insurance has more benefits than just fixing your car. Here’s a quick rundown on why you need car insurance from us here at Sunny King Honda!

  • Money – When it comes to keeping yourself financially protected, car insurance is a must-have. Not only will car insurance cover your vehicle, it could save you from losing everything. The average cost of a single car accident in 2013 was $9,300, according to the National Safety Council. That’s roughly the cost of half a compact car. That number doesn’t include medical bills, either.
  • Health – In accidents that caused a serious injury, the average cost of a car accident sky rocketed to $80,700, according to the National Safety Council. That’s nearly three figures and the majority of people don’t have that kind of cash on hand. In a pinch, car insurance could supplement your health insurance as well.
  • Law – In most states, having car insurance is the law. Not only will having car insurance protect you from uninsured drivers, but it will keep you from paying costly fees and potentially losing your license.

Four Honda Models named IIHS Top Safety Pick+

The CR-V is one of Honda’s Top Safety Pick+

There are plenty of ways to measure how safe a car is. The sheer amount of safety features in some cars is staggering, while others seem to be lacking. The Insurance Institute for Highway Safety conducts safety tests on top models every year. Year after year, Honda performs particularly well, proving safety is a top priority on the road.

This year, four Honda vehicles made the Top Safety Pick+ list, the highest safety rating given by the IIHS. Testing areas include small overlap front, moderate overlap front, side, roof strength, and head restraints and seats.

In the mid-size car segment, both the two-door and four-door Honda Accord held strong, earning top marks in every category, including front crash prevention. Available with the Honda Sensing Package and Collision Mitigation Braking System, the Accord is a top model in its segment for another year.

In the small car category, the Honda Civic pulled the same scores as its older sibling. As for family vehicles, the Honda CR-V crossover earned the top rating as well.

Although it wasn’t a Top Safety Pick+, we can’t forget the Honda Odyssey minivan, which fell just short of the top score. Coming in with a Top Safety Pick rating, the Odyssey earned top scores in all but front crash prevention.